Workers’ Compensation is an insurance that provides wage replacement and medical benefits to employees who may be injured on the job and death benefits to families of employees who are fatally injured while in the course of employment.

Workers’ Compensation assists employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue their employer for negligence. The trade-off between assured, limited coverage and lack of recourse outside the worker compensation system is known as “the compensation bargain.”

At BIC, we have several markets for all types of businesses. This allows us to provide your company with the proper coverage as well as the best dividend program, which will reward you for low-loss ratios. Options such as pay-as-you-go allow us to help fit our program to your needs.

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